Wells Fargo Active Cash: Simple 2% Back on Everything

The Wells Fargo Active Cash® Card is the gold standard for simplicity. It offers one of the highest flat-rate cash-back rewards on the market.

Key Benefits

• Unlimited 2% Cash Back on all purchases.
• $200 Cash Rewards Bonus after spending $500 in the first 3 months.
• Cell Phone Protection: Up to $600 per claim (subject to a $25 deductible).
• No Annual Fee.

Who is it for?

This card is for the person who wants a "one-and-done" credit card. If you don't want to worry about rotating categories or which card to use for which store, the Active Cash ensures you're always earning a solid 2% back.

Usage Scenarios

• Everyday Spending: Use it for everything—utilities, insurance, car repairs, and shopping.
• Cell Phone Bill: Pay your monthly bill with the card to get the free insurance.
• Big Purchases: Earn a flat 2% back on large expenses like furniture or electronics.

How to Refer Others

Wells Fargo has a more limited referral program, but you can often find it in your account dashboard under "Rewards & Offers."

1. Log in to the Wells Fargo app.
2. Check for "Refer a Friend" promotions.
3. Share your link on Referbonuses.com.

Referral Benefits

Referral bonuses typically range from $25 to $50 per successful application.

Why Use a Referral Link to Apply?

Applying via referral ensures you get the full $200 signup bonus. Plus, you're helping a friend or community member earn a small reward for their recommendation.

Why Use Referbonuses?

Simple cards are the most popular. Referbonuses.com helps you find a working link for the Active Cash so you can start earning your 2% back immediately.