Chase Freedom Flex: Master the 5% Rotating Categories

The Chase Freedom Flex® is the more "active" sibling of the Freedom Unlimited. It requires a bit more work to manage, but the rewards can be significantly higher.

Key Benefits

• 5% Cash Back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
• 5% Cash Back on travel purchased through Chase.
• 3% Cash Back on dining and drugstores.
• No Annual Fee.

Who is it for?

This card is for people who don't mind checking their app once a quarter to see where they should be spending. If you're willing to switch cards based on the month (e.g., using it for Gas in Q1 and Amazon in Q4), the 5% back is unbeatable.

Usage Scenarios

• Quarterly Bonuses: Max out the $1,500 limit every quarter to earn $75 in cash back (or 7,500 points).
• Dining: Like its sister card, it's a solid 3% back on all meals.
• Cell Phone Protection: A rare perk for a no-fee card—get up to $800 per claim if your phone is stolen or damaged.

How to Refer Others

1. Open your Chase account online.
2. Search for "Refer a friend."
3. Generate your link.
4. Share it on Referbonuses.com to help others master the 5% game.

Referral Benefits

Earn $50 to $100 per referral. Since this is a no-annual-fee card, it's an easy sell to friends and family.

Why Use a Referral Link to Apply?

Referral links for the Freedom Flex often include a $200 bonus plus a special 5% back on gas or groceries for the first year. These "stacked" offers are almost always better than what you'll find on the main Chase homepage.

Why Use Referbonuses?

Rotating category cards can be confusing. We simplify the process by providing verified links that clearly state the current welcome offer. Use Referbonuses.com to get the most out of your Freedom Flex application.